Most of the world's mobile phone services are prepaid, which
means the customer pays for the service before using it. Our
research has found that phone card operations result in the
company operating several expensive and inefficient non-core
1. Distributing, printing, and protecting prepaid phone cards.
2. Managing a large team of agents and sub-agents to service
its existing prepaid card points of sale.
3. Unnecessary and risky cash handling.
4. An expensive Merchant commission structure at retail points
5. Fraud (unauthorized copies of phone cards) Smart Pay provides
a means to reduce unnecessary costs, improving both the efficiency
of mobile minutes sales and enhancing the customer's point
of purchase opportunities.
As an evolution of the AECOS™ technology, ILT has created
a M-Commerce application developed exclusively to replace
telephony card services and their distribution channels worldwide.
Smart Pay electronically links customers and retailers with
service providers and banks to provide a system that supplies
phone services, support and money.
ILT provides a closed loop data communication system (transmitted
over either wireless or PSTN networks) that will allow virtual
real time fulfillment and eliminate the need to handle cash
or distribute, maintain, or print further prepaid cards. The
system can be set up in two different fashions. The mobile
phone customer can simply use their cellular phone to purchase
additional minutes by dialing a number, entering a pin code
and specifying the dollar amount desired. This way eliminates
any inconveniences caused by middlemen, cards, cash handling
Distributing merchants can also be provided
with a point of sale (POS) terminal. This particular application
will allow merchants to sell minutes of phone time 24 hours
per day, 7 days per week, 365 days per year. This terminal
can be highly secure, having its own unique code that is transmitted
during transactions, in addition to a merchant PIN number.
Both of these systems create an electronic prepaid fulfillment
service that provides the provider the incentive to eliminate
distributing, printing and protecting phone cards.
At a closer look, there are hidden advantages that launch
our system as a very cost effective M-Commerce venture. Smart
Pay enhances productivity and flexibility while seamlessly
- It eliminates the need to have extensive
layers of agents, subagents or employees to maintain the
network of retailers therefore saving an average of twenty
percent of the total revenue.
- The mobile company gets paid in real
time every time the customers or merchants buy the minutes.
- It eliminates the twenty percent
of revenue by printing the phone cards and the purchase
of software that creates the accounts and tracks the activation
- Smart Pay can be deployed nationwide
in the largest markets in 120 days.
- ILT staff provides 24-hour, on-site
engineering support for the duration of the contract and
our subsequent working relationship.
- We provide the complete IT infrastructure
necessary for complete deployment and success of the project.
That includes system and network integration between the
mobile service provider, the bank and the merchant (when
Scalability and Revenue
Smart Pay is projected to serve GSM Mobile
phone companies located in seventeen markets throughout the
Middle East. This system is presently configured to service
35,000 points of sale representing seven million subscribers.
The systems' initial deployment was designed to attract a
GSM/CDMA provider as an anchor tenant on the network and then
market to other service providers (PSTN, Electric, Gas, retailers,
Water, etc.) This model is guaranteed to increase revenue,
lower costs and provide mobile phone providers a better understanding
and control over their customer base. It's just that simple.
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